I used to be in a very financially abusive relationship and I ended up taking out a lot of personal loans to make ends meet and today I'm still working on crawling out of that hole. Slowly settling and paying things off as I can. The debt that this is regarding is a real debt that I haven't paid yet so I wanna know if this is legit or not I got a voicemail today from a phone number with the same area code and prefix as my own, and it goes like this: This is [name] calling for [my name] for [my county] processing, about paperwork that was just placed in my office, certified notice of intent, paperwork has to be processed and served next Thursday, I'll be out between four and six, a state ID will be needed, any questions or concerns please contact the issuing party at [an 855 number]. I call the number and I'm directed to "Velocity Mediation Group" and they ask me if I can offer a payment towards the debt to stop litigation. I make an offer, they tell me they'll call the creditor and if they approve it, I'll be emailed a payment plan. About 30 minutes go by and I got emailed a payment plan from an outlook. com email address, and that's the first thing that threw me off. Also, the email ended with "thank you kindly". Also, I googled the address that Velocity Mediation Group is supposedly at and it pulled up a list of some other businesses and phone numbers. I called some of them and asked about Velocity Mediation Group and they all told me they haven't heard of them but other people have called before asking about this. Also, looking at their website, it's a Go. Daddy website that appears to be only 4 months old. Can someone please tell me if they are real or not?